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anyone have experience with "replacement cost" insurance, and Allstate?

Well, thanks to a lightning strike I am without my Mark Levinson 326s. It is at the shop now getting looked at but I am not holding out a lot of hope. The 326s is not longer made, and I am worried about what Allstate will consider as a replacement.thanks for any advice you might have on this.
no_money
millercarbon's avatar
millercarbon
12,531 posts
 
Hard to believe they won't be able to fix and restore it to better than new for a lot less than replacement. If Allstate balks in any way I would show them a few listings from say eBay or here, and the current Levinson model prices. 

Then when they cut you a check use it to upgrade to the one Keith Herron makes.
no_money OP
638 posts
 

Yes, luckily I am close to a very established Levinson dealer. They are looking at it now. I had Transparent Power isolators on all the gear, they are fine... unfortunately I did not protect the incoming DTV line and it ran in there taking out the DTV gear, TV, my Cambridge audio streamer, pre amp and router. Luckily the 360s DAC, 37 Transport, 331 amp and speakers made it through.

I know Allstate is going to choke if they see a 10k replacement bill.

audiobunker's avatar
audiobunker
36 posts
 
I do insurance replacement quotes all the time.  If you work with a good dealer they can include full installation and help you with how to talk to the insurance company.  Things like, " I purchased my original from an authorized dealer and I expect the same for support".  This keeps them from buying gray goods on the internet.
jafant's avatar
jafant
19,479 posts
 
no_money
where are you located? Hope this situation fares well for your needs.Keep us posted on the developments.  Happy Listening!
no_money OP
638 posts
 
Thanks Audiobunker, that's encouraging, and also why I pretty much only buy local from this B&M store. I have been going to them for over 20 years. They loaned me another streamer so I could test out the rest of the system.  They really go above and beyond.
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