ericshc,
Thanks for your response. I was hoping to hear from individuals with insurance experience or an industry person willing to go on record.
As has been suggested, why not just ask my insurance carrier or the manufacture. Well, I don't trust that I'll get a straight answer from a manufacturer in isolation. If they are UL they are gonna tell me its required, if they aren't I'm gonna be told it isn't.
When I 1st started getting better gear I contacted my agent to ask if I needed special coverage or was it covered already. They didn't know so contacted Gem State who covered me. I received a letter, yes covered, but they weren't "comfortable with the risk" so my policy wouldn't be renewed. Sooooo not really feeling the love for asking my agent anything.
New coverage didn't have an issue with having "a stereo that is significantly more expensive than the average homeowner". I just went with extra coverage on contents and was told to save proof of anything unusual I owned.
Thanks for your response. I was hoping to hear from individuals with insurance experience or an industry person willing to go on record.
As has been suggested, why not just ask my insurance carrier or the manufacture. Well, I don't trust that I'll get a straight answer from a manufacturer in isolation. If they are UL they are gonna tell me its required, if they aren't I'm gonna be told it isn't.
When I 1st started getting better gear I contacted my agent to ask if I needed special coverage or was it covered already. They didn't know so contacted Gem State who covered me. I received a letter, yes covered, but they weren't "comfortable with the risk" so my policy wouldn't be renewed. Sooooo not really feeling the love for asking my agent anything.
New coverage didn't have an issue with having "a stereo that is significantly more expensive than the average homeowner". I just went with extra coverage on contents and was told to save proof of anything unusual I owned.