The 800 lb elephant in the room is the political facts that are part of the answer to the original question. Govt regulations ,Printing $$$, inflation, etc etc.
The alarming thing IMO is that 25-30% of the people do NOT see the things that are going on right before their very eyes. Then they point to those who do and say, you are stupid, crazy ridiculous. I'm reminded of the cable, fuse, tweak threads, of late