high end audio insurance?

Newbee, You may be right. Having spent a fair amount of time in the litigation end, (only as adjuster/investigator for defense attorneys)and having spent the majority of my time doing liability/injury claims for both homeowners and auto I probably dealt with a lot of the worst offenders. By the way our won/lost record on those cases that went the distance was about 95% in our favor. People making property only claims usually just want to be compensated for what is owed them. I also reviewed problem files for other adjusters. All the same I think everybody should do photo documentation. By the way I recently left the business to pursue other avenues.

Tthomas, leaving the industry early was probably a good move. i don't know of many really old adjusters. alcohol or heart attacks takes a big toll as well as burn out. too bad as its really a great profession which allow you to learn so much about so many things. i actually loved it for that (i handled major litigation for a large multi national carrier)but its a crappy job for those not predisposed. good luck. by the way i enjoy your posts - very level headed stuff.

Thanks for all the good posts I need to get a digital camera or video camera and go to work. I was wondering what I could expect to pay for a appraisal is it a % of the cost of the eq. ? I also have a lot of records do I make a list to give to a appraiser as this would be the hard part to replace I guess this would be where a rider comes in? thanks again to all Marc