What gets me is a toaster which carries quite a bit of current and is commonly metal on the outside usually only has two prongs. Then in most new homes ground fault outlets are required in kitchens. Who's making this stuff up anyway.
Yeah, who IS making this stuff up? I see a lot of "made up" electrical wisdom on this website. It really scares me to see that people with a total lack of knowledge about electrical safety requirements feel comfortable dispensing advice on electrical safety.
By the way, electric toasters are covered by Underwriters Laboratories. UL 1026, "Standard for Electric Household Cooking and Food Serving Appliances," contain the relevant standards and testing methodologies. It's quite comprehensive, and testing is stringent.
Last but not least - a cavalier attitude about electricity is the best way to have an electrical fire. According to the Consumer Product Safety Commission, there are over 40,000 household electrical fires every year, averaging 350 deaths per year, and over 1400 injuries per year. Average annual loss is $688 MILLION.
You could be next.