Local pick up only…

I shipped a Magnepan last year, UPS, was damaged in shipping (original box) and I received a prompt, full refund...

Lucky for you.

I've never experienced that with few occasions things were broken enroute to me. 

I've also been told each time I ship something that damage will not be covered unless the UPS packs the item regardless of original box or not.

"Many don’t realize this, but carriers (at least UPS) will only insure for damage if “they” box the item up themselves.  Even if i box the speakers or any other item in its original container, all insurance covers is a loss by the carrier.  "

This policy may vary by carrier and even locality.

This past fall, I shipped a $6K amplifier with Fed-Ex Ground in the original double boxes.  It was accepted by Fed-Ex as fully insured.  The  receiving clerk did examine the packing before approving it, though.

my UPS Store always asks if the original box has all the original bracings inside...

I paid for insurance on an amplifier and insured it from fedex. they lost the package and denied it! I fought for about a year but they wore me down with the denials and starting the process over every time. screw them all. The insurance was for $1000.