As for your last point about how the preamp design deals with the RFI, isn't some level of variability in load resistance needed? The market for MC carts presents a lot of options, all of which have very different specs. Or am I not understanding your point?
The short answer is 'no'. People use the loading as a tone control with many preamps, on account of without it the preamp sounds bright. This is usually due to distortion as I mentioned prior. Get rid of the RFI and the distortion goes away.
So if your phono section is properly designed, you'll find the loading makes little difference. That remaining difference will be because the cantilever is less supple tracing the groove when the cartridge is loaded. The specs the cartridge manufacturer posts about compliance are usually when the cartridge is driving a 47KOhm load, not 100 Ohms or the like.
Put another way, if the phono section is properly designed its plug and play.