Paypal


Okay, I've been out of the selling game for a number of years, so maybe I'm just not informed. However, I thought that paypal only charges 3% if a credit or debit card is used? If checking is used there are no transaction fees I thought. So why does EVERYONE on this site and Audio Asylum ask for extra money when using Paypal? This seems rather disingenuous to me. If you want to cover paypal charges then make if for when Paypal actually charges you, if you want to make a few extra bucks then raise your price. It just irks me. What am I missing? Are there charges I don't know about?
aewhistory
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I'd rather figure out 'flat rate' that takes care of my 3% fee than inform the client that he/she must cover it. It's already included, but if the customer decides to pay with cash or check, I may even drop it. Please note that paypal is secure and you can request refund and return the item.
I have always thought that buyers should pay shipping and seller should pay fees. It is your add not the buyer's.
The cost of selling an item on Audiogon and asking for Paypal payment cost about 5%. I think that is more then fair.
Try getting a fair price on Craigs list.
I think the OP is complaining about sellers who charge more than the actual PayPal fee. I've seen many ads were the seller wants 4% for a domestic sale when PayPal only charges 2.9% + $.30. That has bothered me for quite awhile. I don't charge for PayPal and would never pay for PayPal. I've also seen ads were the seller will only accept PayPal and insists that the buyer pay the fees. In some rare instances I've seen ads were the seller wants the buyer to pay the Audiogon fees. How rude!
PayPal has many pluses, however one of them is not the hold on funds. Paypal is structured to protect the buyer, not the seller. The seller is best to absorb the fee by burying it in the price from the outset of the offering and not doing an add on. So, a seller is best protected by check and money order payments, assuming you place a 21 day hold on any shipment. Yes, even United States Postal Orders can bounce. Finally, pick up for cash is must for any turntable, otherwise you are never going to find a 'packing expert'.