Budget?
DACs don’t rip files. They play digital files that have been sent to them from a digital source, such as CDP, PC, or a streamer. In order to rip CDs to some type of hard drive you need a ripping device.
Bluesound Vault is the budget audiophile solution for an all in one ripper/storage/streamer/DAC. It has advantages and limitations.
I would suggest keeping your present DAC and getting a streamer with storage.
If you change everything at once, which an all in one device will do, and if you wind up not liking it, which link in the chain is the problem? If you keep things separate, you can evaluate the impact of each change