Pabelson, your thinking is not incorrect, but if you only consider these characteristics in relation to their effects (or lack of them) on frequency response curves, then you aren't going far enough.
One of the most important qualities of a good IC or speaker cable it that all frequencies arrive at the "destination end" of the cable at the same time. If they don't, then you get what is called "time smear" IE, a range of frequencies that started out together at the same microsecond at one end of the cable, arrive at the other at slightly different times. Time smear is the result of many factors, including capacitance and inductance as well as the construction materials and topology (the way the conductors are laid out.) Achieving low (or no) time smear is the holiest grail of cable designers. Its effects are not heard as sonics in the sense of frequency rolloff etc., but rather as a diminution of air, imaging, and and accurate holographic presentation of the sonic picture.
In the case of speaker cables (in addition to time smear) inductance can greatly affect damping factor (the ability of the amp to accurately control the woofer travel -- or more specifically, getting it to stop and "turn on a dime" at each end of its travel as determined by the signal. If it overshoots, you get muddy bass with no slam or (if you listen to mostly classical) musicality. Inductance not only produces an electromagnetic "drag" on the signal every time its polarity reverses, it also increases the "reactance" seen by the amplifier -- that's an equal and opposite signal generated back through the cable and caused by the movement of the speaker itself, acting like an electric generator. The amp has to work harder to drive the "real" signal against this electonic "headwind" and so the less it has to deal with the better. BTW, electrostatic speakers don't produce reactance, which is one of the reasons for their inherently good transient response (not just their lightweight diaphragms.)
As you pointed out, these characteristics are additive, and although typically small in value, have a tremendous affect on time smear (resistance and capacitance) and damping (inductance). People use all kinds of techniques to help reduce these effects (cable lifters, network boxes, etc.) but one of the easiest, especially with budget cables, is to keep the cables, particularly speaker cables, as short as possible.