I am listening to an all ARC Reference system as I type this. It is the most incredible system I have ever heard (and I have heard dozens of much more expensive systems over the decades) and amazes me daily how magical and musical it is.
It took me nearly fifty years to be able to afford it and after listening to it for over three thousand hours still have a very hard time dragging myself away every single night.
In my retirement it is the most valued possession and happiest that I spent the thousands of hours and dollars it took to getting here.