"Retire first then go to work AFTER I’m all wore out.. 49 years of retirement, and what ever is left for work.."
A friend of mine said exactly that to his mother while he was in high school, except that he put it at 50 and not 49. He added "What is the point of suffering when I have energy to enjoy and having time to enjoy when I have less and less energy for that?"
Mother looked at him with sad face and said "Where did I go wrong?"
Otherwise, the idea is perfectly fine.