Okay, I think we're gonna have some disagreements here. Todd Rundgren's "Nearly Human" is IMO nearly perfect and a top ten record in my collection. Yes, the SQ sucks and it sure sounds crappy, but the songwriting is flat-out fantastic and Lyle Workman's guitar leads are beautiful.
l think the obvious Lou Reed choice is Metal Machine Music, but some argue that Lou deliberately tanked that one in a contract dispute with his label
I'll nominate one band with two choices:
Of the five classic line-up Fleetwood Mac studio albums, you could either argue that Tusk came off the rails or that Mirage was a d*ckless capitulation to commercial pressure. For me, it's the latter.