Stevecham, you are absolutely right about your above feelings.
We just boxed up a pair of Paradigm Persona 3F and a Naim amp and preamp/dac streamer and drove 40 mins to a guys house to home demo.
If you offered to put the gear on your credit card, help box and unbox the speakers the dealer was being difficult.
There has to be an elastic relationship, as long as a key piece of demo gear is not out ouf our shop for more than a day we have no problems with lending out test gear.
As per quality gear you can get from the above list, sorry most of them have restocking fees of 15% and without having a whole host of products to compare them with which is what a store offers you, it is hard to make a real judgement. We have had at one time JL audio, Paradigm, Kef subs all in the $1,500-2,000k price range for our clients to demo.
If someone was considering PS Audio and didn't need a 250 watts, the new Krell amplifiers are freaking amazing sounding as well as the new Coda amps.
Dave amd Troy
Audio Doctor NJ