Heed the warning! My soundsystem and records are a pile of ashes

Thank you all so much for the encouragement and sympathy. I needed a place to cry about my hifi and records when everyone around me has lost so much, and this felt like a good place for it haha

@nonoise Very helpful to have all those programs listed on one page with explanations. I'm getting so much piecemeal information, having everything in one place, with the limits of the help, is honestly very helpful.

@amitynick This is so good to hear. It's exactly the fight I'm preparing for. I think I'll be able to easily hit my personal property limit, so at least there's that.

@jsal3689 Same here, Louisiana native. Have always been blessed going through hurricanes Andrew, Isadore, Katrina... this is the first time a natural disaster has put me out. What I saw as I left my house was truly a fire hurricane... unbelievable.

@fbgbill One good thing is that my entire collection is meticulously catalogued on Discogs. I don't have receipts/photos of everything, but I do for a lot of it. Hoping it helps...

I do pray. My prayers are with you and your family. I'm so sorry for your losses. 

It's difficult to plan for the "unthinkable". 

So happy to hear you got out of there alive.  

I feel for you in ways you cannot appreciate because you don't realize how much my situation parallels yours. My fire that robbed me of everything near and dear except my wife and my life occurred last april and it continues to be a long haul getting back to normal. Its a heartbreak that doesn't go away. I pray your experience with your insurance is better than ours has been. Hug your wife and kids and never forget to show them how much you love them...I feel your pain in a very profound way. Stay in touch.

In 2018 my house flooded and did extensive damage. My ausio system and record collection was in the top floor attic and was not affected but everything  else in the house was.

Because my wife is detail oriented and her sister is an insurance executive, she immediately began detailing everything about our loss and preserving every communication with our insurance company, the mitigation company and all the contractors. She also built a spread sheet listing evey item imanginable, what the insurance company offered for it and when payment or replacement was done. 

Your loss is worse and I am so sorry for you all all the people affected. My advice is go pick up a portable file box and files, start listing your pwssesions, keeip records and look for photos on your phone or in the cloud that document your losses. Insurance companies tend to pay those people who document well.

Treasure you family!