You and your family are safe. Material things can be recouped.
Someone i know lost his firstborn almost 20 years ago and he still feels like shooting himself in the head every year the hint of a birthday rolls around... Doesn't matter how wealthy one is or not, life has all kinds of ways to break you. You ain't taking a single atom with you on the way out...it's all taken back 100%.
So...fire, records lost, etc isn't too bad.. A qobuz subscription at 10 dollars a month in the near future will fix you right up and the insurance will take care of the housing situation. Rent a li'l place by the beach in puerto rico or something for 500 bucks a month and the sound of the ocean will make things pretty good.