Mre2007, this is my understanding of a mono cartridge vs. a stereo cartridge.
A stereo cartridge will play a mono record as mono through both speakers with or without a mono switch. A mono cartridge has a spherical stylus vs. an elliptical one, and the stylus tip diameter is larger than on a stereo stylus, to sit higher up in the record groove. Mono is determined by the lateral motion of stylus in the groove, while the stereo is derived from vertical motion.
So with a mono cartridge, you won't get any spurious vertical movement, which would translate to possible phase cancellation of the mono signal.