Well the KAB calculator is based on the 5cm/s output (CBS standard). If your cartridge's output was measured on the JVC standard (3.54 cm/s), you will have to multiply your cartridge output by 5/3.54 = 1.41 to translate it to the CBS standard to input into the KAB calculator.
In other words, if your 0.28 is measured at 5cm/s, you can just plug it in, if it was measured at 3.54 cm/s, you will need to plug it in as a .39 mV (0.28 X 1.41).
I don't know how accurate that calculator is though. I have an identical cartridge output as you, 0.28 mV. KAB recommends an 'optimum' gain of 61 db, my phono stage has 60 db of gain, and that is MORE than enough. I never turn the volume knob past 10 o'clock. Granted, maybe you listen louder than I do, but I think KAB's measurements are overall preamp gain, including line stage.
In other words, if your 0.28 is measured at 5cm/s, you can just plug it in, if it was measured at 3.54 cm/s, you will need to plug it in as a .39 mV (0.28 X 1.41).
I don't know how accurate that calculator is though. I have an identical cartridge output as you, 0.28 mV. KAB recommends an 'optimum' gain of 61 db, my phono stage has 60 db of gain, and that is MORE than enough. I never turn the volume knob past 10 o'clock. Granted, maybe you listen louder than I do, but I think KAB's measurements are overall preamp gain, including line stage.