Sellers adding for PayPal use is plainly BS

Payapl does give you a verified shipping address etc..

When I buy gear I don't mind paying the extra 2.9% PayPal fee. I look at it as a big time saver - I don't have to stand in line at the bank, pay the fee for a Cashiers Check, then stand in line at the Post Office, find change for the parking meeter, pay to insure the package and pay for postage. And then wait in Agony to hear back from the seller once the funds are received.

Instead, I sit in the convenience of my office - log on to PayPal and just hit "send money" and its done.

Of course there is a value curve with PayPal use. If I am purchasing something which costs more than "x" dollars, I consider if it would be more cost effective to spend the time and energy to get a cashiers check and mail vs. absorbing the PayPal fees.

Guess it depends on how much you value your time.

For purchases under $1000 PayPal's 2.9% fee is a relatively "fair" price for the service - given the alternatives.

Wouldn't seller, that charges that %, be charged by paypal % on top of that? If product you are selling is $100, and buyer pays $103, paypal will charge % on $103, which will be higher than $100? What is the point?

I just had an experience where the debit card that I had previously used charge free (to seller or buyer) on PayPal is now considered a credit card. A seller denied my payment based on the fee charged to the seller. I have asked them for clarification from PayPal; they list a PayPal debit card as a category now. Are they a bank or credit card company?
What do members think?

I hesitated before posting a reply to this thread. It seems to be a "hot" topic and I've been involved in one too many flame-wars in the past.

Let me just say this. Many of the arguments against passing along Paypal fees (beside the legal issue) use department stores and other business' as examples. Guess what. I'm not a department store nor am I an audio retailer. I'm just a hobbyist who enjoys music. The only reason I sell anything is to upgrade; and I bet that this is true of many Agon sellers. So, keep in mind next time you think someone is nickel-and-diming you that many of us are just individuals who are probably already losing money on the item you are buying.