Thank you Atmasphere! the Berning preamp has loading plugs for the moving coil section but if I understand what you're saying correctly those are for the INPUT side whereas you think the Jensen transformers themselves may need loading on the output side. Is that correct?I can't speak to the Berning as I'm not familiar with its innards but to the last question, any and all SUTs should be loaded on the output side and the cartridge should never be loaded at all since the SUT is doing all the loading via its ability to transform impedance. So when its loaded correctly (with the cartridge at its input) there is simply no need to load the cartridge.
As an additional note, cartridge loading is for the benefit of the preamp not the cartridge. If the preamp has good RFI immunity no cartridge loading will be needed. When the SUT is used, it blocks RFI generated by the cartridge inductance and tonearm cable capacitance, so no need for cartridge loading. Clear as mud?
An additional note: the amount of gain you ask of a transformer also degrades its performance. So the least amount of gain you get from it will always be the best. Also, if you use a different turns ratio the correct loading will change.
Until you are able to sort out this loading issue, its quite pointless to compare transformers!!! Some transformers are designed to be fairly well loaded when presented with a 47K load and a nominal cartridge resistance, others are not (IMO Jensens fall into the latter category; they assume that you are going to pay attention and get the loading right). In a nutshell you would then be comparing apples to oranges. Any SUT comparison needs to have the SUTs on an even playing field; both need to be properly loading which will not be the same values! The transformer manufacturer should **always** be able to to supply you with the correct loading values (which will usually be a combination of a resistor and capacitor).