@ufguy73, The key words in @lalitk’s post above is "you will figure out which way to go ONLY by listening to all the aforementioned recommendations in YOUR system”. You received over 200+ responses to your question containing many different comments and component solutions. In addition, many of these components are at different price levels and configurations (i.e., DAC only or DAC/Preamp).
Everyone's opinion is important, and interesting, but it is YOUR system, YOUR environment, YOUR ears and YOUR money. As was stated, I ALSO recommend you audition some components that best match your needs. This is the only way you are going to know what sounds best to you.
I do not know if you are buying new or preowned. If you are buying a new component, you need to find a retailer that understands your needs and will assist you to demo the components needed to make a decision. If possible, for the best results, you should schedule a home audition.
I had a very helpful retailer that allowed me to take home some integrated amplifiers to hear. I returned the 1st amp, returned the 2nd amp and kept the 3rd amplifier. Listening in your home system is the best way to make a decision on what component to purchase.
In addition, some manufacturers, like SimAudio, have an offer that for any new SimAudio equipment you bought NEW, they will CREDIT you 100% of your $$ investment if you purchased the unit in the last 12 months, and 75% in the last 12-24 months. This offer enables you to listen at home for up to one year and return it for another unit, if needed. I had my SimAudio 2nd amp for about 6 months and then replaced it with another SimAudio amp.