I'm not sure you can buy air by the pound. Can I ask how you arrived at 3K? We all live in a budget I realize but are you looking for the last DAC you'll ever buy or just an interim DAC until you're financial situation improves?
If I'm just voting I really liked my PSAudio Mk1. They can be had for less than 3k used and were originally a 6K DAC. There are better DACs I'm sure but just for the money they are hard to beat.