How do I know when to use a subwoofer?


Thinking of getting a Rel S/812 sub. Now have Tetra 606 $30K speakers that go down to a true 27Hz. I feel that I may need a sub and that I should be able to get more impact out of my system with one.
I mostly think of more excitement when using the system as a 2.1 theater system at night. Although it should make my music listening improved as well. I like the Rel way of allowing the main speakers to play full by the connection to the amps. However, I do like to think that my Tetras produce “natural” lows and I should be quite happy with them.
mglik
Your speakers may go deep but even so you'll be surprised at the improvement if you add four subs. Not one. Forget one. Not that it won't be a bit better, but you're talking baby steps. Four is great strides. Do a search, read my review, read comments from audiokinesis, noble100, and everyone else you can find who has a distributed bass array or Swarm subwoofer system. There's no comparison. 

Its not merely deep bass. Its much more than that. Its a feeling of envelopment that comes from being able to accurately reproduce the extreme low frequency signature of large spaces and halls. Its unlike anything you've ever heard, because if you'd heard it you wouldn't even be asking about "a" sub you'd be asking about four. 

Oh and you are right about the movies. Mine is also high end audio/video and no compromises, and the effects with some movies is mind-blowing.
https://systems.audiogon.com/systems/8367
Subwoofer is fine for HT, they aren't my cup of tea for stereo listening.  27Hz should be low enough for most all music. You might like a sub and Rel makes good ones. 
Please let the OP know how many times you have heard a system with a DBA.