I’m thinking max £4k for a streamer and then upgrade the DAC later in the year.
That’s a great plan and a really nice budget for a great streamer. I’d recommend checking out the new Innuos Pulse streamer. It’s a bit under your budget and packs a lot of Innuos’ latest thinking along with their excellent Sense app that’s constantly being updated for better performance and sound, and if ever needed they also have outstanding customer service. Best of luck and do keep us posted on your future choices for both streamer and DAC and your thoughts on both if you could. Best of luck in your quest!