I don't really understand the comments above, but here's the deal: You should have to pay only a very modest monthly fee (on the order of $1 - $2) for the cable card from your cable provider. That card, which goes in the TiVo box, will allow you get via your TiVo all the HD channels you pay for. All of them.
TiVo is a bit more expensive than the cable company DVR. It is a better user interface (IMO) and, for me, that's what makes it worth paying extra for.
TiVo is a bit more expensive than the cable company DVR. It is a better user interface (IMO) and, for me, that's what makes it worth paying extra for.