An accountant can calculate the net present value (cost) of replacing your fuse with a slug.
Lets do an example:
Your amp costs $10,000.
the catastrophic failure rate on your amp is 1/100 years (I think it is really much lower than that, although in lightning areas it may be higher).
Lets say the likelihood that the fuse will save your amp is 50/50. I think it is less.
So the cost per year to put in a slug is $10,000 x 1/100 x .5 = $50.
Now that is statistically what the cost is per year. However, if you happen to have a bad roll of the die, then you’ll have to pay the full $10,000. For many of us that would not be a problem. For many of us that would be a hardship. And even for many of those would could spend $10,000 without any hardship, the worry would not let them sleep.
So some people can replace their fuses with a slug, and some can’t even consider it.
Jerry
PS Notice I assumed the fuse will save your amp 50% of the time. The other 50% of the time you amp will fry, even though you have a fuse in it. so it cost $50/yr to operate your amp with a fuse and $100/yr with a slug.