I found out that 85 dB seems to be the "cutoff" for unlimited extended listening, but what is not mentioned is that peak dB or nominal or average listening level?
I try to keep it under 80 for most of my listening. What I regret the most is those few times as a kid my Dad took me skeet shooting with a 12 gauge and not providing me with ear protection. I believe that probably knocked off a few dB permanently. Also, all those rock concerts I attended in Boston Garden while in high school in the 70s, yikes the sound quality alone if I heard it today, regardless of SPL and relative to today's PA systems, would have me running for the door!
Also high bass levels are very damaging due to the displacement such SPLs place on the eardrum, bones and hair cells.