" I don't like do-overs. Go with something rated for the load."
There's only 1 load here and it has nothing to do with the speakers or the amp.
"The reality is that the MA5200 is designed for an 8 ohm nominal load, not 4. Given how well make Mc is, it won't fail, but it is safe to predict that it won't sound its best either."
And how do you come up with this? You're just guessing because you don't want to be wrong. Most 8 ohm speakers can and do drop down to 4 and below. If you look at this from a common sense standpoint, it eliminates most speakers on the market. Unless the customer wants to get into horns, or some other type of unusual design, what are you going to pair it with? You're implying that a Sony receiver in Best Buy rated for a 4 ohm load will be able to handle the OP's speakers better than the 5200. Does that make sense?
" Some stuff that should sound good doesn't, other stuff is the opposite and sometimes very minor tweaks can make major differences. That's one reason why Mc puts 8, 6 and 4 ohm terminals on their higher end models and publishes stability ranges."
That's not true either. They do it because they have to. Its the nature of the design. EVERY amp that uses autoformers/output transformers has to list the specs of the different taps they put on the amp. And yes, you can point out that some transformer amps only have 1 set of taps, like some of CJ's. True, but they still list it as an 8 or 4 ohm tap, and you can open it up and change the setting to 8 or 4 ohms. So those type of amps still conform.
Why don't you do your homework and see if McIntosh will back your arguments. I'm willing to bet they won't, unless you don't give them all the facts. The OP doesn't have an old pair of ML's or B&W theater speakers, he has the Special 25's. Although, not to get too far off point, I've owned both of those speakers, and unless the OP has a very large room and/or demands very high volumes, the MA5200 will have no problems driving them as well. But lets just stick with the OP's speakers, because thats reality. You may just find out that your experiences are not the only experiences that exist in the world.