Shawn,
You will get a lot of different answers here and you will have to decide which is most appropriate for you. I can give you a suggestion based on my experience. I've owned lots of dedicate 2-channel music systems priced $500-$5000+. I'm nearing a move to a new home, so I currently have a combined 2-channel music and 5.1 Channel HT system and I'm very happy with the performance. Here is what I'm using:
Sony STR-DA5000ES HT Receiver
The Sony uses the newer digital switching amp technology and it is very good. It is so good that you would likely not need an external power amp to drive your totems, however it has pre-outs for all 7.1 channels, so you could use an external amp if you wanted. Also its internal DAC is so good that you would likely not need or want the X.Dac. I've heard that the digital design for this amp was done by a very well known designer of $10,000 DACs and I can believe it.
I use the A/B speaker switch on the Sony to connect the A pair to my Reference 3A MM DeCapo monitors. I use the B connection for my L&R front on-wall speakers and have an on-wall center and surrounds connected too. A sub adds the rest of the 5.1 channels for HT duty. There is also a configuble zone-2 that you could use the remaining 2 channels of the 7.1 channel amp to drive the speakers in your bedroom. It also comes with two remotes, one main and one for the second zone.
Don't just take my word for it. Check out the post on www.Audiocircle.com and www.oade.com (tapers forum section). This receiver is very, very good and it can do everything you want, very well. It will also allow you to use all of your speakers and get rid of some unnecessary components (external amp and DAC).
If you choose to buy a Sony STR-DA5000ES, try to get one with the "A" designation (a big "A" on the box). The A version has some firmware fixes included that make it work and sound better.
Lastly, if you have $1100-$1200 to spend, the new Sony STR-DA7100ES is even better still! I've read a review that compared it favorably to the $4000+ Sony STR-DA9000ES from last year. Check out the review at AVGuide:http://www.avguide.com/receivers,_tuners,_and_integrated_amps/audio_video_receivers/sony/str-da7100es/3291.jsp . You will have to download the full review (its free!), but it's worth a read.
Check it out. I think it would meet your needs very well.
Enjoy,
TIC