That "huge tax refund" will be in April 2019 when the new tax laws are in effect. The refund you get in April 2018 will be based on the current tax laws.
As someone who has seen many people develop into what I consider to be unethical human beings, I have come to this conclusion- Conscience, once discarded, is not missed.
I don’t know if I coined this phrase, but I haven’t heard it before. Whether or not I was the first to say it doesn’t really matter. It’s still true.
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