Let be clear on a few things. ‘Music Lover’ is not a synonym of ‘Audiophile’.
And in its very founding, America is all about ‘less privilege’ and minimizing the prevalence privileged classes (i.e. Kings, Queens, Lords). America has forgotten to be critical of the wealthy, the wealthy have become contemporary aristocracy, just without the blatant silly titles.
America was meant to be a meritocracy. Every generation deserves an even playing field...and if they work hard the will earn their just rewards and be a productive member of society (as long as their success does not disadvantage or infringe upon the rights of other citizens). People seem to forget this.
I think having a strong sense of perspective and proportion are also important aspects of being an Audiophile and it takes work, and learning. If you are a ‘spare no expense’ kinda person then there is a good chance you have an under-developed sense of perspective and proportion and may not be educating yourself as much as you could be and are probably making decisions based on someone telling you about the ‘new thing’, or the ‘best thing’. Having to make critical and practical decisions in general is evidence one can operate as a reasonable adult in the world. It is also an essential part of assembling a sound system.
Just look at some people who do not have to make critical or practical decisions in life—child stars and the children of the very wealthy. They end up as not very healthy or productive citizens right? If you can do anything, afford anything, you do not learn to make good decisions. Period.
I dont think you can be an Audiophile if you are not making critical and practical decisions about your gear and balancing those pursuits with the rest of your life.