So load on the Ref 5 is about 15k ohms. I think you’d have to go below 10k to really start seeing any degradation in response or output.
Like I said above the AR Ref5 will have no problem. It’s 300ohm SE or 600ohm BAL outputs, and into 20k amp that’s no problem at all, and the coupling caps at 10uf and are fine down to -3db at 0.57hz also.
Worst case the AR Ref5 would be fine even seeing an amp load down to 3k SE or 6k Bal and the 10uf cap into the 3k would be still be only -3db at 5hz still ok.
Cheers George