I like the term "hifi" and use it frequently, and although I'm lucky at this stage in my life to be able to afford pricey stuff, I've always felt that there's a lot of reasonably affordable (a relative term really) brilliantly designed components that embarrass the so called "high end" stuff and sound beautiful. Besides, it's more fun to use the experience accumulated from years of hifi fun to assemble a world class sounding gear heap from less "precious" (and sometimes "previously owned") components, and compare it to a multi buck system someplace (usually a local "audio salon") and note that, yeah man, my gear pile sounds better (with the obvious advantage of it being in my house where I can dial it in)...more fun, way more fun.