@glfrancis2
Sounds like y'all shopped at HiFi Buys in ATL.
I bought my system from them: Quatro CT powered by Parasound A21 with Bluesound Vault as source via Parasound JC2BP.
Very happy with sound. And, great people and environment at HiFi Buys. David White there is an electrical engineer by training; he knows his stuff, no BS.
You might consider pairing Quatros with Parasound JC5 and NAD Masters series dac/streamer that eliminates need for pre-amp, if you are cool with all digital set-up.
I too planned to spend a lot less money but my wife like your fiance heard the Quatros and opened the door to getting them.
When your partner gives a gift like that, only wise move is to affirm her.