Lumin X1 or dCS Bartok

You can connect USB flash or hard drive to the lumin or stream from a NAS.

Lumin focuses mainly on streaming - they make steamers with DACs, not DACs with streaming capability like others.  The streaming side is rock solid, rarely has issues.  Nice part is not only are their DACs fantastic, you can use the digital out capabilities later if you want to upgrade the DAC side.

I can’t help but think that not including a digital-in of any kind is a major oversight on Lumin part. It would be absolutely perfect for my needs if it had even just one. I still want to run cd transport alongside streaming... 

isn’t there another streamer/DAC around this price that could be considered? 

A few that come to mind are Auralic Vega G2 (cheaper), MSB Discrete with network renderer or a tad higher priced would be Bricasti M12 (M3 is cheaper), Brinkmann Nyquist MKII, Bel Canto Black EX DAC, Vitus RD-101, amongst many other.

There are a bunch of higher end DAC/Streamers in the $10K+ category, the harder category is less than $10K.