Sorry, As to your original question?
"Lloyds of London" was the ONLY co. willing to do this for me after explaining about hi-end gear. "Other companies say yes but none would actually fully-explain all company policies", for oddball policies.. "Like Allstate and Assurant". It was weird. With Lloyd's, first you have to get at least one appraisal approved by them. "But three I believe were required for full coverage". Approved Appraisal? Meant, "Through them". You actually paid Lloyd's! Which itself was quite costly. Like over $500 per appraisal base cost. And then the rates were truly ridiculous for what they would pay out IF something were to happen. Like a $35,000 rate upfront.
For something worth $80,000. That at most according to the agent they would "Pro-rate" if totally destroyed and max pay-out would be a percentage equal to $58,000. But they will go to court before paying even that. It was really ridiculous. Call your home insurance company and try.
. I heard that allot while looking around but that would not work for me. "I didn't fit the guide-lines needed" at that time.
Again, good Luck!
"Lloyds of London" was the ONLY co. willing to do this for me after explaining about hi-end gear. "Other companies say yes but none would actually fully-explain all company policies", for oddball policies.. "Like Allstate and Assurant". It was weird. With Lloyd's, first you have to get at least one appraisal approved by them. "But three I believe were required for full coverage". Approved Appraisal? Meant, "Through them". You actually paid Lloyd's! Which itself was quite costly. Like over $500 per appraisal base cost. And then the rates were truly ridiculous for what they would pay out IF something were to happen. Like a $35,000 rate upfront.
For something worth $80,000. That at most according to the agent they would "Pro-rate" if totally destroyed and max pay-out would be a percentage equal to $58,000. But they will go to court before paying even that. It was really ridiculous. Call your home insurance company and try.
. I heard that allot while looking around but that would not work for me. "I didn't fit the guide-lines needed" at that time.
Again, good Luck!