Even if amplifier can deliver to speaker peak voltage equivalent to rated peak power only (no headroom) overdriving amplifier still delivers more power to speaker. It is because signal that resembled sinewave (Pavg = 0.5Ppeak) is changing to square wave (Pavg=Ppeak). Heat dissipated in speaker coil is equal to this average power (Pavg). In addition tweeters are not designed to handle huge power (small size), because there is no need for that, since high frequencies carry very little energy. Square wave of overdriven output has big high frequency energy (harmonic content) and is likely to overheat tweeter. Tweeter is the one that usually fails first. Many amps provide "Soft clipping". NAD was the one that I remember. Also some, if not all Icepower class D amps do that.
Yes, it is possible to created malicious recording, but you should be watching your gain settings (volume knob position) - otherwise you can play unknown music that appears to be very quiet, but then you get full symphony orchestra blast over the limit. It is also technically possible to create recording containing very high levels of 20kHz that might overheat any tweeter silently, but I wouldn’t expect the worst everywhere.
Yes, it is possible to created malicious recording, but you should be watching your gain settings (volume knob position) - otherwise you can play unknown music that appears to be very quiet, but then you get full symphony orchestra blast over the limit. It is also technically possible to create recording containing very high levels of 20kHz that might overheat any tweeter silently, but I wouldn’t expect the worst everywhere.