How much is overkill??

A lifetime ago I had a pretty nice set-up at home, with Krell Resolution 2 speakers and sub, mbl 7008 amp, and EMMLabs CD player.  Having a family, college tuition and several home moves over the years, and now I'm listening from my computer to FLAC files I ripped from several hundred CDs.

Wanting to improve the listening experience in my home office, I was thinking about some powered speakers with USB input (like Klipsch The Fives).  But I've gone down the rabbit hole reading too many forum posts and now I'm thinking about something like the Cyrus One CAST, or similar.  At some point in the future I HOPE to be able to get back to a little nicer 2 channel system, but for the next year I will be listening nearfield on my desk.  If I go the integrated amp route I'll likely try to use some Gallo Due speakers I've had stored in a closet.

So how much is too much, in your opinion?  Get an integrated to give a possible upgrade path, or just get the active speakers with DAC?  Thanks in advance.