@high-amp Thanks for answering my question.
Many ways to go about what you are trying to achieve. Other posters have offered you valuable advice.
If you are truly trying to keep it simple, while rebuilding your finances, home, room, etc. an extra phone or tablet is a great solution. Depending on the OS, using an app or additional software to maximize sound quality (via this route) will deliver good results; even more so if you also focus on the quality of the cabling and using intermediate devices to ~clean~ things up.
Since you seem to be open to a DAC...
AND are keeping your budget reasonable...
AND are open to a ~multi~ function device...
AND since it hasn't been mentioned...>>>
Take a hard look at offerings from iFi Audio. High scores on performance to value, on overall flexibility, portability, and broad feature sets.