@sns here is the thing, I am guaranteed the foremost expert on networking on this site. I don’t know a lot about everything, but networking is the one thing I do know, love and have made my life and career off.
Therefore, like I said, confirmation bias is a real thing, and what you are proposing, where you could modify, in your favor, the payload, in real time of encrypted and digitally signed protocols, is a joke. Trillions of bank transactions every single day happen securely just because you cannot do what you think you hear. Money talks, and billions, if not hundreds of billions of dollars move every day on the basis that what you say you hear, cannot under any circumstance happen, ever.
those are the facts.