Sad to hear the good people at Timbernation had a fire (and no insurance).

Why is this on this forum? 

@wolf_garcia +1

Yes, it's probably the prohibitive cost.

Greed rules in the insurance world; and claims repudiation.

You guys are really pathetic. I posted this hoping you guys would reach out and donate.  I'm in the insurance industry for 40 years and no one understands this better than me.  This was a recent new purchase and in the transfer, the insurance stayed with the prior owner and wasn't moved over.  A miscommunication and oversight and theyre being w/o cover was not on purpose or by design to save money.  It was just  miscommunication.  You guys suck.

@cerrot, perhaps the Audiohon community would be more sympathetic is you gave some context in your original post!  There is a big different between having no fire insurance by choice, and having fire insurance lapse due to an unfortunate oversight.