Thank you so much for your great response!
I have a follow up question. You said that you use QoBuz. In comparing Apple Music and Tidal, it appears that Tidal has the edge on sound quality. I'm playing the streaming into a NAD C 399 with MDC2 BluOS-D module attached to new, good stereo speakers and subwoofer. So, sound quality is important to me.
Your choice of QoBuz over Tidal would suggest that QoBuz sound quality is better than Tidal. My question is overall whether you think QoBuz is better than Tidal in sound quality? Thanks!