I don’t mind adding a low pass filter and reconnecting my subs.
A high pass filter would actually simplify your subwoofer connection. Speakers would be. You’d need one extra pair of RCA interconnects to go from your preamp into your high pass and then RCAs from low pass to amp. Since you were able to try ’Y’ connectors out of your preamp, I assume you already have enough RCA to reach your subs. But remember, and not to start controversy, the quality of (RCA) interconnect cable (particularly to & from the low pass filter, imo) will make a difference.
I am interested in this low cost low pass solution, as it should fix the overlap.
Not only should this clean up a bit at where your subs and mains overlap, now your amp will be freed up not to be driving the low frequencies from your main speakers. There are pros and cons, but overall I think you may really like a HP filter in your system.