I have sold several used cartridges over the years. I have also purchased several used cartridges. I agree that there is risk involved but not really any different than speakers of amplifiers. When a cartridge goes bad, there are a very limited number of things that can cause it and almost all of them are repairable.
When I sell, I will take many pictures to prove the authenticity and normal function as best I can. I also take USB microscope pictures of the stylus and cantilever. I like this information when I buy as well.
I will take a cart back, no questions asked if the seller isn't satisfied. After all, I know that the cartridge works great and why not keep it a little longer?