it’s good to know that a standard phono stage with proper mono summing might get you 90% there
I wouldn’t say that is so. The difference using a true mono cartridge is a lot more substantial. Offhand, I would say using mono summing at the phono-stage or preamp with a stereo cartridge gets you more like 70% there, at the most. At least that’s how I would compare the difference in my setup, where I can try it both ways with nearly identical setups for each.
If you’re using a stereo cartridge, I don’t see how a mono phono-stage would matter, versus summing the mono with a switch on a stereo phono-stage (or at the preamp). The real difference for mono playback is in the mono cartridge itself.
I guess it’s something you have to experience before it sinks in. It’s pretty amazing how much better a true mono cartridge can be, especially with well recorded/mastered albums (like some of the Tone Poet reissues).