My insurance company will cover the full replacement cost for each CD I own if it can be sourced. I had this specifically outlined in my policy before signing. The same goes for vinyl. They will not insure 1's and 0's on SSDs and HDDs. Not yet at least.
The suggestion given to me was to buy digital from companies that offer a "redownload" policy like Apple with iTunes. Otherwise, ripped discs without the discs = nothing given theft or a disaster. Same with the data on drives, if I can't redownload, I've lost my music.
The suggestion given to me was to buy digital from companies that offer a "redownload" policy like Apple with iTunes. Otherwise, ripped discs without the discs = nothing given theft or a disaster. Same with the data on drives, if I can't redownload, I've lost my music.