Subbing the 47K load resistor with an 8M load resistor would only negatively affect the phono stage if the input tube or transistor cannot tolerate it. I'm not sure how it would work with a transistor input, but with a single-ended (as opposed to "balanced") tube preamp, the "load resistor" is actually the grid resistor as far as the input tube is concerned. (Actually, this is true for full balanced input as well, but it's a bit more of a complex topology.) The question would be whether that tube can tolerate such a high grid resistor. The typical tubes used for input in a tube phono stage (12AX7, 6922, etc) can tolerate a 1M resistor with no problem, depending upon the bias voltage. To determine whether an 8M resistor is problematic, one would have to consult a manual for the specs of the tube in question, and it would be prudent to know the bias voltge. But most likely - no problemo. As for the rest of the circuit, the value of that grid or load resistor would have no effect on RIAA equalization and should not effect the sonics except in that it affects the cartridge output, which is what we've been talking about. The only other thing that occurred to me was whether the behavior of the transformer will be unaffected when there's an 8M resistor (i.e., a very tiny load, almost no load) in it's secondary. But I think you're doing the right thing by leaving the 47K R in place, so the Urushi sees 278 ohms. You may be quite happy with that.
You're rationale for selecting the next highest load R below 47K sounds reasonable but tedious.
On the Jensen website you will find a white paper on use of Zobel networks with their transformers (which are excellent by the way). I don't see why the info is not also applicable to any other SUT, but it may be so if the design of the Zobel is based on the frequency response of their trafos in particular.