Chervokas, to be clear: if you load the cartridge with a lower resistance than your 10:1 or 11:1 ratio, all that happens at audio frequencies is you may reduce the output voltage of the cartridge. Its bandwidth will be unchanged.
So in theory you would want to load it as lightly as possible such that the RF issues are managed. The RF issues *can and do* act like changes in tonality. I admit that its confusing, but if you study this stuff on the test bench the fact of it comes out in spades.
So in theory you would want to load it as lightly as possible such that the RF issues are managed. The RF issues *can and do* act like changes in tonality. I admit that its confusing, but if you study this stuff on the test bench the fact of it comes out in spades.