I work at an electronics store who sell about 15 different brands of hdtv;s mits, hitachi, and toshiba being our top line, around 3,000 for a 55"-60" hdtv's..and yes, we do make a commision off selling extended warranties, but if you didnt buy anything because the person makes money off of you, you'd have no house,car, diamond ring etc..that is assanine. Capitalism folks. if the warranties are full inhome with yearly checkups including convergence, its totally worth it for $80 dollars a year. if you spend 3 grand, its not worth $400 do make sure your tv is hassle free for 5 yrs.miked