A Paypal Offer - Is This Secure?

Jea48 is right. Unless you are a seller and withdraw the funds and have your bank change your CC# each time you make a deal. I've been waiting 33 days for 2 sets of Linn IC's form England. The sell said he'd shipped 2 more sets 3 weeks ago and I assured him that if I ended up with 4 I'd send the extras back since I didn't pay for them. 2 weeks ago he said he shipped a 3rd set for me waiting so long. Yesterday I had to put in a claim for a refund and the seller has 1 week to respond. If I receive the IC's then I simply close the case. If he has withdrawn the funds and changed his CC# I still get paid back thru paypal and they go after him, or send it to collections. I'm hoping to get the IC's since they were a good price and will leave a positive feedback. The seller has 235 positives and no negatives, so the items could still be in customs. You have only 45 days to file a claim from the sale date.

The only true secure payment is a cashiers check and then wait 1 week before shipping product for check to clear and 3 to 4 weeks if check is from out of country.

Paypal will take the money back out of your account if the payment from customer fails regardless of how long it took.

Actually, the most secure (for seller) AND FASTEST payment is direct deposit to the bank account of the seller. As far as I know, buyer and seller must use the same bank for this to work, but maybe not. The negative for the seller is that he must give the buyer his (the seller's) bank account number. However, the seller may employ the same two bank account strategy that some sellers do with Paypal payments, only here there is no charge back mechanism (as there is with Paypal).

As a buyer I used cashier's checks from Bank of America, which had a very seller friendly feature. On the back of the check was an 800 number that the seller could call to verify the authenticity of the check. Later he could call to confirm that the check had been paid.

Secure for whom? I've had buyers with suspended paypal accounts (suspension would be over within 30 days) asking if they could send me a postal M.O. for an item. Fine with me as long as if it's off of ebay or agon to avoid fees. The check has to clear first thru the post office, not my bank. I also let them know to send the check registered mail, so they'd at least have something showing that they sent me money. Without paypal there is no guarantee that the seller will ship the actual item, so paypal is good for buyers and so so for sellers. Buyers have to have some type of recource if the seller is not on the up and up.

This really isn't that difficult. Bank wire is totally secure. Buyer cannot use your bank account # to get $ out of your account. Only the account holder can initiate an outgoing wire transfer. Once the $ hit your account, they cannot be pulled back (although I imagine that criminal fraud might allow the funds to be seized by the government). Why do you think that they always use this method in the Grisham and Ludlum novels to rip off the bad guys??

Not sure what USPS would do if a counter agent cashed a counterfeit M.O. but a bank would definitely try to pull the $ back if the issuing bank refused a cashiers check or m.o. for any reason.